Age Groups, interaction with sex category PLUS Quarterly dummies, i.e.: MODEL: CON2= A_M_A1*WIN2*(SEX=M)*(AGE_GROUP=1)+ ... +A_M_A6*WIN2*(SEX=M)*(AGE_GROUP=6)+ A_F_A1*WIN2*(SEX=F)*(AGE_GROUP=1) + ... + A_F_A6*WIN2*(SEX=F)*(AGE_GROUP=6)+ A_Q1*(Quarter=1)+...+A_Q4*(Quarter=4) Number of observations = 1039 E'PZ*E = .388364E-32 Standard Parameter Estimate Error t-statistic P-value A_M_A1 .096481 .112662 .856372 [.392] A_M_A2 .183785 .078192 2.35042 [.019] A_M_A3 .109163 .010851 10.0597 [.000] A_M_A4 .129789 .097590 1.32995 [.184] A_M_A5 .091034 .054386 1.67385 [.094] A_M_A6 .343976 .165029 2.08433 [.037] A_F_A1 .101738 .147344 .690479 [.490] A_F_A2 .200764 .099004 2.02784 [.043] A_F_A3 .067755 .087633 .773169 [.439] A_F_A4 .140693 .098146 1.43351 [.152] A_F_A5 .150978 .104119 1.45006 [.147] A_F_A6 -.032408 .037578 -.862438 [.388] A_Q1 9.73471 1.14128 8.52962 [.000] A_Q2 9.31802 .938686 9.92666 [.000] A_Q3 7.28801 .749857 9.71920 [.000] A_Q4 7.50352 .785417 9.55354 [.000] Standard Errors computed from heteroscedastic-consistent matrix (Robust-White) Dependent variable: CON2 Mean of dep. var. = 4.60932 Std. error of regression = 6.96439 Std. dev. of dep. var. = 9.07813 R-squared = .452851 Sum of squared residuals = 49618.3 Adjusted R-squared = .444828 Variance of residuals = 48.5028 Durbin-Watson = 1.89175 [<.141]